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Preview
Card issuing
Issued in seconds
Issue a card in seconds. Control every dollar.
Create a card for a vendor, a project, an AI agent, or an employee — virtual, physical, or reloadable — and put precise spending rules around it. Each card draws from its own balance, refills automatically, and stays reconciled against the issuer.
Virtual cardsPrepaid cardsGift cards
Live
authorized
today
today
Virtual
••••
••••
••••
4471
Cardholder
AVERY MORGAN
Valid thru
12/30
One stack — virtual · prepaid · gift
Card products
Cards for every use
Create virtual, physical, or reloadable cards in seconds — for a vendor, a project, an AI agent, or an employee — each with precise spending rules and its own balance.
Virtual card creation
Issue instant virtual cards for a vendor, a project, an AI agent, or an employee — each tied to its own balance with spend limits, merchant rules, and an instant freeze.
Card controls
Preview
Virtual
USD
•••• •••• •••• 4280
Acme · Marketing
12/27
- Freeze
- Merchant lock
- Spend limit
Spend$0 / $10,000
Physical & reloadable cards
Issue and manage physical, prepaid, and reloadable cards on Visa and Mastercard for cash-like rewards with no bank account required.
Recipient activation
Preview
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Olivia BennettSent
James CarterSent
Lena FischerSent
Bruno AlvesSent
Chloe WalkerSent
Activated12,540
Card details & branding
View full card data securely with a PCI-compliant reveal in the card details sidebar, and customize card art and details with your own branding.
Gift card delivery
Preview
Amazon
Apple
Uber
Nike
Spotify
Airbnb
Target
Walmart
Delivered92,840
1,000+ brands
Spend controls
Spend controls that actually control spend
Set per-transaction, daily, and monthly caps, define merchant rules, and apply velocity limits to stop runaway charges. Prefer plain language? Card policy chat lets you set a card's spending policy in a sentence, and the platform turns it into enforced rules.
Spend control · preview
Policy: $5,000 / txn · merchant rules
- •••• 4242 Figma · SaaS $48 Checking…
- •••• 8810 AWS · Cloud $2,400 Checking…
- •••• 5521 Unlisted MCC · Gaming $900 Checking…
- •••• 3390 LinkedIn · Ads $3,200 Checking…
- •••• 7106 Wire request · Vendor $7,500 Checking…
- •••• 2034 Adobe · SaaS $660 Checking…
Benefits
Balances that take care of themselves
Cards refill from their own balance automatically with card top-up and auto-refill, and card balance reconciliation keeps each card accurate against the issuer. Card auto-fixes correct card-data issues automatically, and card transaction sync shows settled vs pending so nothing is a mystery.
Auto-refill that reduces avoidable declines
Cards refill from their own balance automatically with card top-up and auto-refill, so authorizations clear without anyone topping up by hand.
Balances reconciled to the issuer
Card balance reconciliation keeps each card's balance accurate against the issuer, so the numbers in your dashboard always tie out.
Card issuance · preview
Today
Cards issued today3,214
VirtualMarketing team · USD$2,400Queued
PrepaidRefund · Visa® · BR$180Queued
GiftAmazon · reward$50Queued
VirtualSaaS spend · EUR$960Queued
PrepaidPayout · Visa® · PH$420Queued
Loaded to cards$4,812,000
Cards at a glance
One card stack, total spend control
38currencies on virtual cards
30+countries for prepaid cards
1,000+gift card brands
3card products, one API
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+31 more
Settled vs pending, in sync
Card transaction sync pulls every transaction and shows settled versus pending, so a card's activity is never a mystery.
Card data fixed automatically
Card auto-fixes correct card-data issues automatically, keeping every card clean, accurate, and ready to spend without manual cleanup.
Card acquiring
Accept card payments, too
With card acquiring, agents and clients can accept card payments through hosted payment links — so the same platform that issues your cards can also take money in.
Card controls · preview
Active cards 2,480
PayoutsVISA
•••• 4242
Marketing · Maya
$5k / moSaaS + Ads
PayoutsVISA
•••• 8810
Engineering · Sam
$10k / moCloud
PayoutsVISA
•••• 3390
Travel · Lena
$3k / moMerchant lock
PayoutsVISA
•••• 2034
Growth · Noah
$8k / moAds only
Live authorization
Figma
SaaS
$48
→ •••• 4242 · Marketing
Checking…
FAQ
Frequently asked questions
Everything you need to know about issuing cards on Payouts — card types, spend controls, where a card's money comes from, and secure card data.
Still have questions?
What types of cards can I issue?
Virtual, physical, prepaid, and reloadable cards on Visa and Mastercard that work without a bank account.
How do spend controls work?
You can set per-transaction, daily, and monthly limits, merchant rules, and velocity limits. You can also describe a policy in plain language and have it enforced via card policy chat.
Where does a card's money come from?
Each card draws from its own balance and can auto-refill, with balances reconciled against the issuer so totals stay accurate.
Is card data shown securely?
Yes. Full card details are shown through a PCI-compliant reveal in the card details sidebar.
Issue a card in seconds.
Control every dollar.
Create virtual, physical, and reloadable cards with precise spending rules — each one drawing from its own balance, refilling automatically, and staying reconciled. Talk to our team about your card program.