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Preview
Credit cards
Issued in seconds
Launch a credit card. Brand it as yours.
Launch your own branded credit cards — consumer or commercial, on Visa or Mastercard — with rewards, precise spend controls, and instant issuing. Approve a cardholder, set the limit, and a virtual card is ready to spend anywhere Visa and Mastercard are accepted.
Rewards built inInstant issuingVisa & Mastercard
Credit
••••
••••
••••
6041
Cardholder
JORDAN ELLIS
Valid thru
09/31
Card status
Issued
Credit cards — consumer & commercial
Credit cards
Credit cards for every program
Issue branded credit cards on Visa and Mastercard in seconds — consumer and commercial — each with rewards, precise spend controls, and instant issuing. Virtual or physical.
Instant issuing
Issue a credit card in seconds — virtual or physical, on Visa or Mastercard — each tied to its own limit with spend controls, merchant rules, and an instant freeze.
Card issuing
Preview
Virtual
VISA
4071
22••
••••
4280
Olivia Bennett
12/27
Creating…
Issued today 1,860
Rewards on every purchase
Build rewards and loyalty right into the card — cash back, points, or custom offers — while every purchase counts against the cardholder's limit. Approve, set the rules, and they spend in minutes.
Spend & rewards
Preview
Spend this cycle
$1,840
Limit $2,500 · alerts at 90%
- $1,200 purchaseAuthorized
- $250 subscriptionRecurring
- $48 softwareAuthorized
Spend anywhere cards are accepted
Your credit card works online and in person at millions of merchants across 30+ countries, in multiple currencies. Reveal full card details securely through a PCI-compliant view.
Where it's accepted
Preview
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Amazon · RetailChecking…
Apple · OnlineChecking…
Uber · TransportChecking…
Airbnb · TravelChecking…
Spotify · SaaSChecking…
Approved today84,260
Visa & Mastercard · 190+
Spend controls
Spend controls that actually control spend
Set per-transaction, daily, and monthly caps, define merchant rules, and apply velocity limits to stop runaway charges. Prefer plain language? Card policy chat lets you set a card's spending policy in a sentence, and the platform turns it into enforced rules.
Spend control · preview
Policy: $5,000 / txn · merchant rules
- •••• 4242 Figma · SaaS $48 Checking…
- •••• 8810 AWS · Cloud $2,400 Checking…
- •••• 5521 Unlisted MCC · Gaming $900 Checking…
- •••• 3390 LinkedIn · Ads $3,200 Checking…
- •••• 7106 Wire request · Vendor $7,500 Checking…
- •••• 2034 Adobe · SaaS $660 Checking…
Benefits
Rewards and controls, built in
Rewards post automatically as cardholders spend, transaction sync shows settled vs pending, and spend reconciliation keeps each card accurate against the issuer. Card auto-fixes correct card-data issues automatically, so nothing is a mystery.
Rewards and loyalty, built in
Attach cash back, points, or custom offers to any program, and rewards post automatically as cardholders spend — no spreadsheets, no manual payouts.
Spend reconciled to the issuer
Spend reconciliation keeps each card's activity accurate against the issuer, so the numbers in your dashboard always tie out.
Credit cards · preview
Today
Cards issued today3,206
VirtualConsumer · USD$2,400Queued
PhysicalCommercial · MX$180Queued
VirtualEmployee · US$50Queued
PhysicalFleet · EUR$960Queued
VirtualPartner · Visa® · PH$420Queued
Credit extended$4,612,000
Credit cards at a glance
Credit cards, everywhere you pay
30+countries to issue credit cards
190+countries where Visa & Mastercard are accepted
40+currencies supported
2form factors — virtual & physical
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+31 more
Settled vs pending, in sync
Card transaction sync pulls every transaction and shows settled versus pending, so a card's activity is never a mystery.
Card data fixed automatically
Card auto-fixes correct card-data issues automatically, keeping every card clean, accurate, and ready to spend without manual cleanup.
Card management
Every card, under control
See every credit card you've issued, set and adjust limits, and watch authorizations clear or get blocked by policy in real time — all from one dashboard.
Card controls · preview
Active cards 2,418
PayoutsVISA
•••• 4242
Marketing · Maya
$5k / moSaaS + Ads
PayoutsVISA
•••• 8810
Engineering · Sam
$10k / moCloud
Payouts
•••• 3390
Travel · Lena
$3k / moMerchant lock
Payouts
•••• 2034
Growth · Noah
$8k / moAds only
Live authorization
Figma
SaaS
$48
→ •••• 4242 · Marketing
Checking…
FAQ
Frequently asked questions
Everything you need to know about credit cards on Payouts — how they work, how fast you can issue them, rewards and spend controls, and where they're accepted.
Still have questions?
What can I do with Payouts credit cards?
Launch your own branded credit cards on Visa and Mastercard — virtual or physical, consumer or commercial — with rewards, precise spend controls, and instant issuing. Each card carries its own limit, merchant rules, and an instant freeze.
How fast can I issue a credit card?
Cards are issued in seconds. Approve a cardholder, set the limit and controls, and a virtual card is ready immediately — physical cards follow by mail, and cardholders can spend as soon as the card is activated.
Can I set spending limits on a credit card?
Yes. Set per-transaction, daily, and monthly limits, merchant rules, and velocity limits on every card, and freeze or adjust them at any time.
Where can credit cards be used?
Anywhere Visa and Mastercard are accepted — online and in person — across 30+ countries, in multiple currencies.
Launch a credit card in seconds.
Reward every dollar.
Issue virtual and physical credit cards on Visa and Mastercard — consumer and commercial — with rewards, precise spend controls, and an instant freeze. Talk to our team about your card program.