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Preview Ledger wallets Real-time

One balance. Immutable ledger wallets.

Fund everything from a single master balance, then derive accurate, tamper-proof wallets for agents, vendors, and sub-clients from an append-only ledger. Reserves, alerts, and netted settlement built in.
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Wallets

A wallet for every entity, currency, and purpose

Spin up ring-fenced wallets for your org, each client, and every agent — multi-currency balances on an immutable ledger.

Wallets for org, clients, and agents

Create scoped wallets per entity in seconds. Each has its own balance, permissions, and reporting — all on one platform.
Wallet scopes Preview
OrgOperating · USD$1,284,900
ClientAtlas Media · EUR284,500
AgentRivera Ops · GBP£162,940
Total held1,732,340

Hold 40+ currencies natively

Keep balances in any supported currency, convert at mid-market when you choose, and never pre-fund a correspondent account again.
Currencies held 40+
USD$1.28M
EUR€842k
GBP£613k
JPY¥184M
AEDد.إ1.1M
SGDS$427k
AUDA$556k
BRLR$910k
Convert at mid-market — no pre-fundingNative

An immutable, auditable ledger

Every credit, hold, and transfer is double-entry and append-only — a tamper-evident record your finance and audit teams can trust.
Ledger Immutable
Entries sealed184,200
Why Wallets

One platform for every balance you hold and move

Open ring-fenced wallets across entities and currencies, apply holds and reserves, and move money between them instantly — all on an auditable ledger.
Org Operating wallet $1,284,900
Client Atlas Media €284,500
Agent Rivera Ops £162,940
What you get

One platform, every entity, every currency.

Multi-currency wallets, holds and reserves, instant internal transfers, and a complete audit trail — unified behind one API and one balance view.

Scoped wallets per entity

Org, client, and per-agent wallets, each with its own balance, limits, and permissions.

Holds, reserves & limits

Place holds, ring-fence reserves, and set spend limits per wallet to control risk in real time.
Funds held · preview 40+ currencies
$48,217,400
Total balance held across all wallets
USD
EUR
GBP
JPY
AED
SGD
AUD
CAD
BRL
INR
Held across42 currencies
Wallets at a glance

Every balance, one platform

40+currencies held natively
3wallet scopes
0pre-funding required
100%movements audited
USD GBP SGD JPY AED AUD BRL +33 more

Instant internal transfers

Sweep and rebalance between wallets and currencies instantly, with no external rail or fee.

Complete audit trail

Every movement is double-entry and append-only, exportable as one reconciliation file.
Multi-currency treasury

Every currency, swept to one balance

Hold 40+ currencies in one wallet view and let auto-convert sweep incoming balances into your base currency at interbank-grade rates — no idle float, no manual wires, one balance you can audit in real time.
Treasury · preview Total held $4,820,000
EUR €1,284,000
GBP £892,000
SGD S$640,000
JPY ¥486,000
AED د.إ 312,000
Base currency · USD
$2,980,000
Auto-convert & sweep
Auto-converted today$0
Currencies held42
FAQ

Frequently asked questions

Everything you need to know about multi-currency wallets, the ledger, holds, transfers, and how Payouts fits your treasury.
Still have questions?
What kinds of wallets can I create?
Ring-fenced wallets for your organization, each client, and every agent — each with its own multi-currency balance, limits, and permissions, all on one platform.
Is the ledger really immutable?
Yes. Every credit, hold, and transfer is recorded double-entry and append-only, producing a tamper-evident audit trail your finance and audit teams can rely on.
What’s the difference between total and available balance?
Every wallet shows both. Total balance is everything in the wallet; available balance subtracts money already loaded onto cards or locked for an obligation — so it reflects exactly what you can spend or send right now.
Can I reserve funds in a wallet for a future payment?
Yes. Lock funds inside a wallet to ring-fence them for an upcoming obligation, then release them back to available the moment you're ready to pay.
Are exchange rates the same everywhere I convert?
Yes. A shared FX rate service normalizes exchange rates across the whole platform, so the rate you see converting inside a wallet matches the rate you see everywhere else.

One wallet stack
for every entity you run

Ring-fenced wallets, 40+ currencies, instant transfers, and an immutable ledger — from one platform. Talk to our team about your treasury setup.
Wallets

Hold balances in 40+ currencies.

Real-time ledger
Multi-currency
Ledger balances
40+currencies
Hold, convert and pay out
HoldConvertPay out