Wallets
A wallet for every entity, currency, and purpose
Spin up ring-fenced wallets for your org, each client, and every agent — multi-currency balances on an immutable ledger.
Wallets for org, clients, and agents
Create scoped wallets per entity in seconds. Each has its own balance, permissions, and reporting — all on one platform.
Wallet scopes
Preview
OrgOperating · USD$1,284,900
ClientAtlas Media · EUR€284,500
AgentRivera Ops · GBP£162,940
Total held1,732,340
Hold 40+ currencies natively
Keep balances in any supported currency, convert at mid-market when you choose, and never pre-fund a correspondent account again.
Currencies held
40+
USD$1.28M
EUR€842k
GBP£613k
JPY¥184M
AEDد.إ1.1M
SGDS$427k
AUDA$556k
BRLR$910k
Convert at mid-market — no pre-fundingNative
An immutable, auditable ledger
Every credit, hold, and transfer is double-entry and append-only — a tamper-evident record your finance and audit teams can trust.
Ledger
Immutable
Entries sealed184,200
Why Wallets
One platform for every balance you hold and move
Open ring-fenced wallets across entities and currencies, apply holds and reserves, and move money between them instantly — all on an auditable ledger.
Org
Operating wallet
$1,284,900
Client
Atlas Media
€284,500
Agent
Rivera Ops
£162,940
What you get
One platform, every entity, every currency.
Multi-currency wallets, holds and reserves, instant internal transfers, and a complete audit trail — unified behind one API and one balance view.
Scoped wallets per entity
Org, client, and per-agent wallets, each with its own balance, limits, and permissions.
Holds, reserves & limits
Place holds, ring-fence reserves, and set spend limits per wallet to control risk in real time.
Funds held · preview
40+ currencies
$48,217,400
Total balance held across all wallets
Held across42 currencies
Wallets at a glance
Every balance, one platform
40+currencies held natively
3wallet scopes
0pre-funding required
100%movements audited
Instant internal transfers
Sweep and rebalance between wallets and currencies instantly, with no external rail or fee.
Complete audit trail
Every movement is double-entry and append-only, exportable as one reconciliation file.
Multi-currency treasury
Every currency, swept to one balance
Hold 40+ currencies in one wallet view and let auto-convert sweep incoming balances into your base currency at interbank-grade rates — no idle float, no manual wires, one balance you can audit in real time.
Treasury · preview
Total held $4,820,000
Base currency · USD
$2,980,000
Auto-convert & sweep
FAQ
Frequently asked questions
Everything you need to know about multi-currency wallets, the ledger, holds, transfers, and how Payouts fits your treasury.
Still have questions?
What kinds of wallets can I create?
Ring-fenced wallets for your organization, each client, and every agent — each with its own multi-currency balance, limits, and permissions, all on one platform.
Is the ledger really immutable?
Yes. Every credit, hold, and transfer is recorded double-entry and append-only, producing a tamper-evident audit trail your finance and audit teams can rely on.
What’s the difference between total and available balance?
Every wallet shows both. Total balance is everything in the wallet; available balance subtracts money already loaded onto cards or locked for an obligation — so it reflects exactly what you can spend or send right now.
Can I reserve funds in a wallet for a future payment?
Yes. Lock funds inside a wallet to ring-fence them for an upcoming obligation, then release them back to available the moment you're ready to pay.
Are exchange rates the same everywhere I convert?
Yes. A shared FX rate service normalizes exchange rates across the whole platform, so the rate you see converting inside a wallet matches the rate you see everywhere else.
One wallet stack
for every entity you run
Ring-fenced wallets, 40+ currencies, instant transfers, and an immutable ledger — from one platform. Talk to our team about your treasury setup.