Get started in minutes

Move, manage & automate money — worldwide.

Create your Payouts.com account and start running the entire money cycle from one platform — global payouts on every rail, AP and AR automation, cards, tax, and reconciliation, with AI Digital Employees handling the busywork. Built for the people who run finance today and the AI agents that will run it tomorrow.

Pay anyone, any railACH, SEPA, SWIFT, RTP, cards & wallets across countries worldwide
Real-time treasurySee and move balances across currencies the moment they land
AP/AR on autopilotInvoices, approvals and reconciliation handled automatically
AI agents that run opsAI Digital Employees run the chasing and paperwork end to end

Security & complianceBank-grade

SOC 2 Type II
End-to-end encryption
SSO/SAML & RBAC
Real-time monitoring

End-to-end encryption, granular controls and real-time monitoring on every payout.

40+payment rails

Globalpayout coverage

99.99%uptime

Create your account

Start moving money in minutes

No setup fees. Instant sandbox access. Cancel anytime.

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SOC 2 Type II End-to-end encryption countries worldwide

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Trusted by fast-moving finance teams worldwide

Why create an account

Everything you need to move money — in one account

Run the entire money cycle from a single platform — global payouts on every rail, AP and AR automation, cards, tax, and reconciliation, with AI Digital Employees on the busywork. One login, one balance, one platform — instead of a dozen bank portals.

Pay anyone, any rail

ACH, SEPA, SWIFT, RTP/FPS, PIX, cards and wallets across countries worldwide — routed to the cheapest, fastest rail automatically.

Real-time treasury

Hold balances in 40+ currencies and see, move, and convert them at mid-market FX the moment funds land — no pre-funding.

AP/AR on autopilot

Invoice capture, approvals, and reconciliation handled automatically — with one consolidated file back and webhooks for every state.

AI digital employees

Agents that execute money workflows end to end — chasing approvals, reconciling, and paying out, supervised by your controls.

Cards & issuing

Issue virtual and physical cards in minutes, set spend controls per team, and reconcile every transaction back to the source.

Working capital

Advance against receivables and fund growth without diluting equity — drawdowns and repayments managed inside the platform.

Coverage at a glance

One account, the whole world

Globalcoverage

40+currencies supported

20+local payout rails

99.99%platform uptime

+128 more

How it works

Up and running in three steps

No long sales cycle, no implementation project. Sign up, verify your business, and send your first payout — most teams are live the same week.

1
Create your account

Sign up with your work email and get instant sandbox access. No setup fees, no credit card, cancel anytime.
2
Verify & connect

Complete KYB onboarding in-platform, link your bank and ERP, and invite your team with role-based access.
3
Run your first payout

Send globally on the cheapest, fastest rail — one payment or fifty thousand — and reconcile automatically.

Why teams switch

Stop losing 1.8% and days of float on every dollar

Stitching together banks, FX desks, and spreadsheets taxes every payment with hidden margin, wire fees, and manual work. Payouts makes money move like a local transfer — and automates the ops around it.

The patchwork way With Payouts

Coverage A dozen banking partners, portals, and logins One platform — countries worldwide, every major rail

FX 1.8% hidden margin baked into the rate Mid-market rate, transparent spread before you click

Speed 2–5 days of float on cross-border transfers Same-day settlement on 20+ local rails

Operations Manual invoices, approvals, and reconciliation AP/AR automated end to end, one reconciliation file

Scale Hire more ops headcount as volume grows AI digital employees run the work, under your controls

Annual savings on $10M cross-border volume

$182,000

≈ 92% lower all-in cost

Versus a typical bank-and-FX-desk all-in cost of margin plus wire fees plus manual ops. Your savings scale with volume.

FX margin avoided$156,000
Wire & lifting fees$21,400
Float recovered — 3 days$4,600

All-in cost rate

The old way~1.95%

With Payouts0.15% + flat fee

↓ 1.80% lower all-in, on every dollar you move

FAQ

Frequently asked questions

Everything you need to know about creating an account, going live, pricing, and security.

Still have questions?

How fast can I get started?

Minutes. Create your account and you get an instant sandbox to explore the API and product. Going live takes days, not months — KYB onboarding and verification happen inside the platform.

Do I have to talk to sales first?

No. The sandbox is fully self-serve. Talk to sales only when you want custom volume pricing, a dedicated rail, or help migrating an existing treasury setup.

Which rails and countries are supported?

We reach countries worldwide across ACH, SEPA, SWIFT, RTP, UK FPS, PIX, IMPS, cards and wallets — 20+ local rails plus SWIFT for the long tail. We route each payout to the cheapest, fastest option automatically.

Is Payouts secure and compliant?

Yes. Payouts is SOC 2 Type II. Funds are safeguarded with tier-1 partner banks per region, and SSO/SAML, role-based access, audit logs and approval policies are built in.

What does it cost?

No setup fees and no minimums to start. You pay a transparent per-transaction fee with mid-market FX, and volume discounts kick in as you scale. The sandbox is free.

Create your account
and run your first payout

Instant sandbox, no setup fees, cancel anytime. Move, manage, and automate money — everywhere — from one platform.

Create account

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