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Preview
Debit cards
Issued in seconds
Issue a debit card. Spend in real time.
Issue a debit card tied to a real-time balance — on Visa or Mastercard — funded by direct deposit, payouts, or instant earnings. Link an account, set the controls, and a virtual card is ready to spend anywhere Visa and Mastercard are accepted.
Real-time balanceInstant fundingVisa & Mastercard
Debit
••••
••••
••••
6041
Cardholder
JORDAN ELLIS
Valid thru
09/31
Card status
Issued
Debit cards — tied to real-time balances
Debit cards
Debit cards for every account
Issue debit cards on Visa and Mastercard in seconds — tied to real-time balances and funded by direct deposit, payouts, or instant earnings — each with precise spend controls. Virtual or physical.
Instant issuing
Issue a debit card in seconds — virtual or physical, on Visa or Mastercard — each tied to a real-time balance with spend controls, merchant rules, and an instant freeze.
Card issuing
Preview
Virtual
VISA
4071
22••
••••
4280
Olivia Bennett
12/27
Creating…
Issued today 1,860
Funded in real time
Funds land the moment a direct deposit, payout, or earning clears, and the balance is ready to spend instantly — no waiting on transfers. The card draws down the live balance as cardholders spend.
Balance & funding
Preview
Available balance
$2,450
Direct deposit · payouts · instant earnings
- + $900 direct depositDeposit
- + $1,200 payoutPayout
- + $250 instant earningEarning
Spend anywhere cards are accepted
Your debit card works online and in person at millions of merchants across 30+ countries, with balances in multiple currencies. Reveal full card details securely through a PCI-compliant view.
Where it's accepted
Preview
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Amazon · RetailChecking…
Apple · OnlineChecking…
Uber · TransportChecking…
Airbnb · TravelChecking…
Spotify · SaaSChecking…
Approved today84,260
Visa & Mastercard · 190+
Spend controls
Spend controls that actually control spend
Set per-transaction, daily, and monthly caps, define merchant rules, and apply velocity limits to stop runaway charges. Prefer plain language? Card policy chat lets you set a card's spending policy in a sentence, and the platform turns it into enforced rules.
Spend control · preview
Policy: $5,000 / txn · merchant rules
- •••• 4242 Figma · SaaS $48 Checking…
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- •••• 5521 Unlisted MCC · Gaming $900 Checking…
- •••• 3390 LinkedIn · Ads $3,200 Checking…
- •••• 7106 Wire request · Vendor $7,500 Checking…
- •••• 2034 Adobe · SaaS $660 Checking…
Benefits
Funds that move in real time
Direct deposits, payouts, and instant earnings land straight on the card, and card balance reconciliation keeps each card accurate against the issuer. Card auto-fixes correct card-data issues automatically, and card transaction sync shows settled vs pending so nothing is a mystery.
Real-time funding from any source
Direct deposits, payouts, and instant earnings land straight on the card and are ready to spend immediately — no transfers, no waiting for funds to clear.
Balances reconciled to the issuer
Card balance reconciliation keeps each card's balance accurate against the issuer, so the numbers in your dashboard always tie out.
Debit cards · preview
Today
Cards funded today3,206
VirtualEmployee · USD$2,400Queued
PhysicalContractor · MX$180Queued
VirtualSeller · US$50Queued
PhysicalCreator · EUR$960Queued
VirtualWorker · Visa® · PH$420Queued
Funded to cards$4,612,000
Debit cards at a glance
Debit cards, everywhere you pay
30+countries to issue debit cards
190+countries where Visa & Mastercard are accepted
40+currencies to hold & spend
2form factors — virtual & physical
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+31 more
Settled vs pending, in sync
Card transaction sync pulls every transaction and shows settled versus pending, so a card's activity is never a mystery.
Card data fixed automatically
Card auto-fixes correct card-data issues automatically, keeping every card clean, accurate, and ready to spend without manual cleanup.
Card management
Every card, under control
See every debit card you've issued, set and adjust limits, and watch authorizations clear or get blocked by policy in real time — all from one dashboard.
Card controls · preview
Active cards 2,418
PayoutsVISA
•••• 4242
Marketing · Maya
$5k / moSaaS + Ads
PayoutsVISA
•••• 8810
Engineering · Sam
$10k / moCloud
Payouts
•••• 3390
Travel · Lena
$3k / moMerchant lock
Payouts
•••• 2034
Growth · Noah
$8k / moAds only
Live authorization
Figma
SaaS
$48
→ •••• 4242 · Marketing
Checking…
FAQ
Frequently asked questions
Everything you need to know about debit cards on Payouts — how they work, how fast you can issue them, real-time funding, and where they're accepted.
Still have questions?
What can I do with Payouts debit cards?
Issue debit cards on Visa and Mastercard tied directly to a wallet or account balance — virtual or physical. Funds land by direct deposit, payouts, or instant earnings, and spending draws down the available balance in real time, with spend controls and an instant freeze on every card.
How fast can I issue a debit card?
Cards are issued in seconds. Link a wallet or account, set the controls, and a virtual card is ready immediately — cardholders can spend their balance as soon as the card is activated.
Can I set spending limits on a debit card?
Yes. Set per-transaction, daily, and monthly limits, merchant rules, and velocity limits on every card, and freeze or adjust them at any time.
Where can debit cards be used?
Anywhere Visa and Mastercard are accepted — online and in person — across 30+ countries, with balances available in multiple currencies.
Issue a debit card in seconds.
Spend in real time.
Issue virtual and physical debit cards on Visa and Mastercard tied to real-time balances, funded by direct deposit and payouts, with precise spend controls and an instant freeze. Talk to our team about your card program.