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Payment methods
Pay on the rail that fits each recipient
From local bank transfers and international wires to digital wallets, cards, checks, crypto, and gift cards — Payouts.com supports the methods your recipients prefer and routes each payout to the best available path.
Local bank transfers
ACH (US), SEPA (EU), FPS/CHAPS (UK), NPP/BSB (Australia), EFT/Interac (Canada), IMPS/NEFT (India), PIX (Brazil), and more — with schema-driven beneficiary forms tailored to each country.
Open a local account
Preview
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USD account
Open
Account / IBANACH 021000021 · 4471 0028
RailsACH · Wire
US
UK
DE
SG
JP
AE
Markets live12
International wire / SWIFT
Global wires with schema-driven beneficiary forms per country, so the right fields are collected wherever the money is going.
FX engine
Mid-market
EUR
482,900
USD
523,800
1 EUR =1.0842USD
Spread 0.40%
No lifting fees
Locked on click
Crypto payouts
BTC, ETH, USDC, and USDT via dedicated wallet services, plus Bridge crypto wallets for send and receive, and instant fiat conversion where needed.
Smart rail routing
Auto
Northwind GmbH · Germany
€12,840
ACH$1.20
SEPA$1.30
UK FAST$1.75
SWIFT$25.00
FAST SG$1.10
CIPS$0.50
Routed via
SEPA
128,400 sent
Smart routing
Smart routing across dozens of rails
The platform learns which rails, countries, and currencies are live for your account through capability discovery, then uses smart routing to send each payout down the best available rail. When a rail isn’t available for a destination, a clear rail-availability dialog explains why.
1
CollectLocal IBAN · domestic in
$1,284,900
2
Hold40+ currencies natively
€842,300
3
ConvertInterbank mid-market FX
£613,750
4
Pay out20+ local rails · countries worldwide
S$427,900
More ways to pay
Digital wallets, cards, checks, and gift cards.
Beyond bank rails and wires, pay recipients through PayPal, Venmo, and Payoneer, push-to-card and prepaid cards, paper checks, and a global gift-card catalog — all from one platform.
Digital wallets & networks
Pay out to PayPal — including handling for USD-only constraints — as well as Venmo and Payoneer, so recipients get funds in the wallet they already use.
Cards: push-to-card & prepaid
Push-to-card instantly funds a recipient’s existing debit or credit card, and prepaid / reloadable cards on Visa and Mastercard can be issued and loaded on demand.
Balances held · preview
40+ currencies
$48,217,400
Total balance held natively across all currency accounts
Held across42 currencies
Coverage at a glance
Every rail, every destination
40+payment rails supported
12+local-rail countries
20+payout methods
Globalcoverage
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+33 more
Paper check
Send a physical check where that’s what a recipient needs — printed and mailed without leaving the platform.
Gift cards
Send fee-free gift cards from a global catalog (Runa) of top brands, with face-currency-to-billing-currency FX handled automatically.
Local rails by country
Local rails in every major market
Send domestic transfers on the rails recipients expect — ACH in the US, SEPA in the Eurozone, Faster Payments in the UK, PIX in Brazil, and more — with SWIFT covering 150+ destinations beyond.
- Local bank rails in every marketACH, SEPA, FPS/CHAPS, NPP, Interac, IMPS/NEFT, PIX and more — the rail each recipient expects.
- Wallets, cards, crypto & gift cardsPayPal, Venmo, Payoneer, push-to-card, prepaid, BTC/ETH/USDC/USDT, and gift cards.
- SWIFT for 150+ destinationsInternational wires with schema-driven beneficiary forms wherever the money goes.
Total balance · USD equivalent
$0
Preview
- US DollarACH · Wire · ····4821$0
- EuroSEPA · IBAN · DE89····€0
- British PoundFaster Payments · 20-··-··£0
- Singapore DollarFAST · PayNowS$0
- Japanese YenZengin · domestic¥0
How a cross-border payment settles
- InitiatedFrom your balance
- ConvertedMid-market rate
- On local railSEPA · ACH · FAST
- SettledSame day
Same-day · often minutesLands like a domestic transfer — no correspondent chain, no cut-off surprises.
Global
payout coverage across local rails, wires, wallets, cards, crypto, and gift cards.
0rails & methods
0local rails
0uptime
FAQ
Frequently asked questions
Everything you need to know about payment methods, rails, wallets, cards, crypto, and gift-card payouts on Payouts.com.
Still have questions?
Which local bank rails are supported?
ACH (US), SEPA (EU), FPS/CHAPS (UK), NPP/BSB (Australia), EFT/Interac (Canada), IMPS/NEFT (India), PIX (Brazil), and more, with country-specific beneficiary forms.
Can I pay people in crypto?
Yes. BTC, ETH, USDC, and USDT are supported via dedicated wallet services, alongside Bridge crypto wallets for sending and receiving, with instant fiat conversion where needed.
Can I send gift cards as a payout?
Yes. A global gift-card catalog (Runa) of top brands is available, with face-currency-to-billing-currency conversion handled automatically.
What is push-to-card?
Push-to-card instantly funds a recipient’s existing debit or credit card, rather than sending to a bank account — useful when speed matters.
How does the platform pick a rail?
Capability discovery learns which rails are live for your account and destination, then smart routing selects the best available path for each payout.
Every way to pay,
from one platform
Local rails, SWIFT wires, wallets, cards, checks, crypto, and gift cards — with smart routing per destination. Talk to our team about the methods your recipients need.