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Preview
Identity, verified
KYC / KYB
Know who you're paying — and prove the business is real.
Before money crosses a threshold, Payouts.com verifies identities and businesses, confirms bank ownership, and reconciles the details across every document — so you can pay with confidence and satisfy your compliance obligations.
Identity Verification
Identity and business verification
Persona-powered KYC and KYB verify people and businesses in sandbox and live tenants, with corporate checks and automatic status progression as verification completes.
Identity & business verification
Persona KYC/KYB runs embedded identity and business checks in sandbox and live — KYC for recipients over a threshold, KYB for vendors and clients.
Form selector
Auto-detect
Payee type
US individual
Required form
W-9
W-8BEN
W-8BEN-E
Forms collected9,240
Confirm the bank account
Bank-account verification confirms ownership — with document healing for imperfect uploads, secure Plaid linking, and proof-of-address review for admins.
Screening
Preview
NameAtlas Logistics LLC
TIN47-91•••325
TIN match
Checking…
Sanctions / PEP
Scanning…
Cleared today3,120
One identity, across documents
Identity resolution uses AI to reconcile a person's ID, bank statement, and proof of address — catching the mismatches that manual review misses.
Year-end filing
3 jurisdictions
1,440
forms generated from paid invoices
Generating 1099-NEC…0%
1099-NEC
1042-S
Local
Preparing batch…
Filed
Why Identity Verification
One verification layer from onboarding to payout
Verify identities and businesses, confirm bank ownership, and reconcile documents — built into the same flow that onboards and pays your recipients.
- W-form collected
- TIN validated
- Sanctions clear
- 1099 ready to file
What you get
One layer, every identity, every business.
KYC, KYB, bank-account verification, proof-of-address review, and identity resolution — unified behind onboarding and payout.
KYC verification
Persona-powered identity checks run for recipients when payouts cross a threshold.
KYB verification
Verify a business's legitimacy and details for vendors and clients.
Compliance coverage · preview
Tax year 2025
0%payees compliant
0forms collected
0jurisdictions covered
0payees screened
Year-end filings ready1,440
Compliance at a glance
From intake to filing, covered
100%payees screened
50+tax forms supported
0spreadsheets at year-end
200+jurisdictions covered
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+33 more
Bank-account verification
Confirm bank ownership, with document healing and secure Plaid account linking.
Identity resolution
AI reconciles an ID, bank statement, and proof of address into one consistent identity.
Why teams switch
Every payee, verified before they're paid
No more eyeballing IDs or trusting a name on an invoice. Identity verification runs KYC and KYB at onboarding, confirms bank ownership, and reconciles every document — so every payee is verified before the money moves.
Collected at onboarding
W-9
US individual · Acme LLC
Validated
TIN match
Sanctions
Stored
Form vault
W-9
W-8BEN
W-8BEN-E
1099-NEC
1042-S
48,210forms validated
190+jurisdictions
FAQ
Frequently asked questions
Everything you need to know about KYC, KYB, bank-account verification, proof-of-address review, and identity resolution on Payouts.
Still have questions?
When does KYC kick in?
A recipient identity check runs when payouts cross a defined threshold, so low-value activity isn't burdened while higher-value flows are verified.
What's the difference between KYC and KYB?
KYC verifies an individual's identity; KYB verifies a business's legitimacy and details. Payouts.com does both, powered by Persona.
How is bank-account ownership confirmed?
Through bank-account verification (including document healing for imperfect uploads) and secure account linking via Plaid.
What does identity resolution do?
It uses AI to reconcile identity across an ID, a bank statement, and a proof of address, producing one consistent identity and flagging discrepancies.
Is Payouts secure and compliant?
Yes. Payouts is SOC 2 Type II. Funds are safeguarded with tier-1 partner banks in each region. SSO/SAML, role-based access, audit logs, and approval policies are built in.
Know who you're paying,
before you pay
KYC, KYB, bank-account verification, and identity resolution — from one platform. Talk to our team about your compliance.