Preview Prepaid cards Issued in seconds

Prepaid cards, funded and ready to spend.

Spin up a prepaid card — on Visa or Mastercard — for any payout: a contractor, a customer refund, a prize winner, a game player, an AI agent, or a one-off project. No bank account required. Fund it once with a set balance, put precise spending rules around it, and spend anywhere Visa and Mastercard are accepted.

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No bank accountPrefunded balanceVisa & Mastercard

Prepaid

•••• •••• •••• 6041

Cardholder JORDAN ELLIS

Valid thru 09/31

Balance Issued

Prepaid cards — no bank account required

Prepaid cards

Prepaid cards for every use case

Issue prepaid cards on Visa and Mastercard in seconds — for any payout, from contractors and customer refunds to prize winners, game players, and AI agents — each with its own prefunded balance and precise spending rules. No bank account required.

Instant issuing

Issue a prepaid card in seconds — virtual or physical, on Visa or Mastercard — each tied to its own balance with spend limits, merchant rules, and an instant freeze. No bank account required.

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Card issuing Preview

Virtual VISA

4071 22•• •••• 4280

Olivia Bennett 12/27

Creating… Issued today 1,860

Prefunded with a fixed balance

Set a fixed balance when you issue the card, and recipients activate and spend it down in minutes — no bank account, anywhere Visa and Mastercard are accepted. Need cards you can top up again and again? Use reloadable cards.

See reloadable cards

Prefunded balance Preview

Balance remaining

$2,500

Fixed balance · spends down to $0 · no reload

− $42 · FigmaSpend
− $180 · UberSpend
− $1,240 · AWSSpend

Spend anywhere cards are accepted

Your prepaid card works online and in person at millions of merchants across 30+ countries, with balances in multiple currencies. Reveal full card details securely through a PCI-compliant view.

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Where it's accepted Preview

Amazon · RetailChecking…
Apple · OnlineChecking…
Uber · TransportChecking…
Airbnb · TravelChecking…
Spotify · SaaSChecking…

Approved today84,260

Visa & Mastercard · 190+

Spend controls

Spend controls that actually control spend

Set per-transaction, daily, and monthly caps, define merchant rules, and apply velocity limits to stop runaway charges. Prefer plain language? Card policy chat lets you set a card's spending policy in a sentence, and the platform turns it into enforced rules.

Spend control · preview Policy: $5,000 / txn · merchant rules

•••• 4242 Figma · SaaS $48 Checking…
•••• 8810 AWS · Cloud $2,400 Checking…
•••• 5521 Unlisted MCC · Gaming $900 Checking…
•••• 3390 LinkedIn · Ads $3,200 Checking…
•••• 7106 Wire request · Vendor $7,500 Checking…
•••• 2034 Adobe · SaaS $660 Checking…

Approved today$152,940

Blocked by policy268

Benefits

Balances you stay in control of

Each card draws down from its own prefunded balance and can never overspend it, and card balance reconciliation keeps every card accurate against the issuer. Card auto-fixes correct card-data issues automatically, and card transaction sync shows settled vs pending so nothing is a mystery.

Spending capped at the prefunded balance

Each card can only spend the balance it was prefunded with, so there's no overdraft and no surprises — when it reaches $0, spending simply stops.

Balances reconciled to the issuer

Card balance reconciliation keeps each card's balance accurate against the issuer, so the numbers in your dashboard always tie out.

Prepaid cards · preview Today

Cards prefunded today3,206

VirtualContractor · USD$2,400Queued

PhysicalRefund · Mastercard · BR$180Queued

VirtualReward · US$50Queued

PhysicalProject · EUR$960Queued

VirtualPayout · Visa® · PH$420Queued

Loaded to cards$4,612,000

Prepaid cards at a glance

Prepaid cards, everywhere you pay

30+countries to issue prepaid cards

190+countries where Visa & Mastercard are accepted

40+currencies to load & hold

2form factors — virtual & physical

+31 more

Settled vs pending, in sync

Card transaction sync pulls every transaction and shows settled versus pending, so a card's activity is never a mystery.

Card data fixed automatically

Card auto-fixes correct card-data issues automatically, keeping every card clean, accurate, and ready to spend without manual cleanup.

Card management

Every card, under control

See every prepaid card you've issued, set and adjust limits, and watch authorizations clear or get blocked by policy in real time — all from one dashboard.

Card controls · preview Active cards 2,418

PayoutsVISA

•••• 4242

Marketing · Maya

$5k / moSaaS + Ads

PayoutsVISA

•••• 8810

Engineering · Sam

$10k / moCloud

Payouts

•••• 3390

Travel · Lena

$3k / moMerchant lock

Payouts

•••• 2034

Growth · Noah

$8k / moAds only

Live authorization

Figma SaaS $48

→ •••• 4242 · Marketing

Checking…

Approved today1,206

Declined by policy31

FAQ

Frequently asked questions

Everything you need to know about prepaid cards on Payouts — how they work, how fast you can issue and load, spend controls, and where they're accepted.

Still have questions?

What is a prepaid card?

A prepaid card carries its own prefunded balance and works anywhere Visa and Mastercard are accepted — no bank account or credit check required. Spending simply draws down the balance it was funded with.

How fast can I issue and fund a prepaid card?

Cards are issued in seconds, each prefunded with a set balance, and recipients can start spending as soon as the card is activated.

Can I set spending limits on a prepaid card?

Yes. Set per-transaction, daily, and monthly limits, merchant rules, and velocity limits on every card, and freeze or adjust them at any time.

Where can prepaid cards be used?

Anywhere Visa and Mastercard are accepted — online and in person — across 30+ countries, with balances available in multiple currencies.

Issue a prepaid card in seconds.
Control every dollar.

Issue virtual and physical prepaid cards on Visa and Mastercard with their own balances and precise spending rules — no bank account required. Talk to our team about your card program.